Choose Your Pricing Plan

Pick the plan that fits your goals — learn, grow, and scale your credit game.

Individual Plan - One Time Fee

$399.99

✅ What’s Included in Your Credit Repair Membership:

*3 Months of Targeted Dispute Services*
We’ll challenge all inaccurate negative items reported on your credit file.

*24/7 Client Portal Access*
Stay informed and in control with real-time access to your progress and updates.

*Comprehensive Credit Analysis*
Get a full breakdown of your credit report and score factors.

*Dedicated Customer Support*
Our team is here to help every step of the way.

*Thorough Review of Personal Information*
We will update all personal data on your reports so that it is accurate.

*Investigation of Derogatory Accounts*
We review and dispute outdated, unverifiable, or inaccurate negative accounts.

*Custom Dispute Letter Creation*
All dispute letters are tailored to your unique credit file and mailed on your behalf.

*Ongoing Credit Education*
Learn how to build and maintain strong credit habits for long-term success.

Individual + Tradeline Plan

$999.99

✅ What’s Included in Your Credit Repair Membership:

*3 Months of Targeted Dispute Services*
We’ll challenge all inaccurate negative items reported on your credit file.

*24/7 Client Portal Access*
Stay informed and in control with real-time access to your progress and updates.

*Comprehensive Credit Analysis*
Get a full breakdown of your credit report and score factors.

*Dedicated Customer Support*
Our team is here to help every step of the way.

*Thorough Review of Personal Information*
We will update all personal data on your reports so that it is accurate.

*Investigation of Derogatory Accounts*
We review and dispute outdated, unverifiable, or inaccurate negative accounts.

*Custom Dispute Letter Creation*
All dispute letters are tailored to your unique credit file and mailed on your behalf.

*Ongoing Credit Education*
Learn how to build and maintain strong credit habits for long-term success.

Tradeline Assistance

Tradeline of my choice will be added to benefit your credit once we have cleared up negative items. Tradeline will remain on credit for 60 days.

Chexsystems Removal Services

$299.99

✅ What’s Included in Your ChexSystems Recovery Plan ($125 Flat Fee):

Full ChexSystems Report Review
- We’ll obtain and analyze your ChexSystems report to identify all negative entries blocking your ability to open a bank account.

Custom Dispute Letter Creation
- All dispute letters are tailored to your personal banking history and mailed on your behalf.

Resolution Guidance
- We provide direct strategies to settle, update, or remove negative entries so you can move forward faster.

Second Chance Banking Assistance
- Get access to a list of banks and credit unions that accept clients with past ChexSystems records.

Dedicated Customer Support
- Our team is here to answer your questions and guide you step by step.

MANDATORY: All clients must purchase and maintain credit monitoring throughout the entirety of their credit repair membership. Credit monitoring is $30/month, and the link will be provided during onboarding. Credit monitoring gives us access to your updated credit reports each month so we can track changes and send timely updates.

DISCLAIMER: iHEART Credit, LLC does not guarantee specific outcomes. While we are highly skilled and passionate about delivering results, each credit profile is different.The credit bureaus control how and when items are updated or removed. Results may include updates, deletions, or modifications. Your success is our priority, and we are committed to achieving the best outcome possible for your individual situation.

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